CREDIT APPLICATION
COMMITTEE ON ASSISTIVE TECHNOLOGY

Some Information About Loans And Payments

The National Federation of the Blind, Committee on Assistive Technology, has been established to provide low interest loans to help blind persons purchase assistive technology. Such technology might include: computers, screen reading hardware/software, electronic note takers, Braille embossers, optical character recognition (OCR) systems, refreshable Braille devices, and speech synthesizers. By low interest we mean three percent.

If your credit information does not help you to qualify for the loan in terms of your employment, income, and indebtedness, it may be possible to secure the loan with collateral or by having someone else co-sign for the loan.

As to make the most of the funds available, we would like to keep the term of each loan as short as possible. This means that we probably won't be able to extend to you a thirty year loan at 3% interest. Depending upon the amount of the loan and your ability to make loan payments, terms from one to four years are most likely. In addition, due to the limited funds available, loan requests in excess of $6,000 will likely not be granted.

Generally, we ask that individuals seeking a loan be prepared to pay at least
$50 per month. In view of the relatively high cost of assistive technology for the blind, you will probably end up paying more than this amount on a monthly basis.

CREDIT APPLICATION
COMMITTEE ON ASSISTIVE TECHNOLOGY
TECHNOLOGY INVENTORY

Please provide all the information requested below
Items to be purchased with this loan:

KnfbReader Mobile including Nokia N86 platform, KnfbReader Mobile software, Talks screen reader, $1,770.00
KnfbReader Mobile including Nokia N86 platform, KnfbReader Mobile software, MobileSpeak screen reader, $1,770.00
KnfbReader Mobile including Nokia N82 platform, KnfbReader Mobile software, Talks screen reader, $1,595.00
KnfbReader Mobile including Nokia N82 platform, KnfbReader Mobile software, MobileSpeak screen reader, $1,595.00 KnfbReader Mobile including Nokia N86 platform, KnfbReader Mobile software, $1,545.00
KnfbReader Mobile including Nokia N82 platform, KnfbReader Mobile software, $1,370.00
KnfbReader Mobile software, 995.00
Nokia 86 Reader platform, configured for use with knfbReader mobile including installation of inactivated software, 550.00
Nokia N82 Reader platform, configured for knfbReader mobile including installation of inactivated software, 375.00
WayFinder Access GPS navigation system, $395.00
Talks screen reader, $295.00
MobileSpeak screen reader, $295.00
Bluetooth keyboard, $130.00
Bluetooth headset, $90.00
Additional Items Not listed To Be Purchased:
Item 1: Cost of item 1:
Item 2: Cost of item 2:
Item 3: Cost of item 3:
Item 4: Cost of item 4:

How do you want these items shipped:
Amount of Loan:      Length of Loan:
Where did you hear about the KnfbReader Mobile: If Other Selected:
If you have a KnfbReader Mobile dealer please list the dealer name:
 
APPLICANT PERSONAL INFORMATION:
First Name:      Last Name:
Address: 
City:     State:    Zip: 
Home Phone:       Cell Phone: 
Email: 
How Long at Current Residence:  
Birth Date: Month: Day: Birth Year:
Marital Status:  (if spouse will be contractually liable on loan.)
Number of Dependents: 
Are you a member of the NFB:
NFB Leader who could serve as a reference: (national, state, local leader) 
If you do not have a reference within the NFB please give a personal reference we can contact:
Name:  Phone Number: 
 
EMPLOYMENT
Employer Company Name:  Supervisors Name: 
Employer Address:
Employer City:
Employer State:
Employer Zip Code:
Employer Phone Number: 
Current Position: 
Length of Employment:    
 
Annual Salary Before Taxes: Is income received:
Net Monthly Earned Income: Is income received:
Social Security Income: Is income received:
Social Security Disability: Is income received:
 
Other Income:
Please list additional sources of income such as investments, child support, afdc, etc.
Other Income #1: Amount: Is income received:
Other Income #2: Amount: Is income received:
 
Monthly Payment  
Enter your monthly rent or mortgage payment:  
Enter your total monthly utilities:  
Enter your telephone & Internet cost:
Enter your monthly food expenditures
Enter the amount you spend on clothing:
 
Other Expenses: Payment Current with Payment?
Please list additional expenses such as credit cards, loans, unpaid taxes, other debts, alimony, etc.
Other expense #1: Payment amount: Is payment current:
Other expense #2: Payment amount: Is payment current:
Other expense #3: Payment amount: Is payment current:
Other expense #4: Payment amount: Is payment current:
Other expense #5: Payment amount: Is payment current:
Have you ever declared bankruptcy: If Yes, Date filed:  
 
JOINT APPLICANT PERSONAL INFORMATION: Note: This portion of the application need only be filled out if there is a joint applicant for this loan.
First Name:      Last Name:
What is your relationship to the above mentioned application:
Address: 
City:     State:    Zip: 
Home Phone:       Cell Phone: 
Email: 
How Long at Current Residence:  
Birth Date: Month: Day: Birth Year:
Marital Status:  (if spouse will be contractually liable on loan.)
Annual Salary Before Taxes:

CREDIT APPLICATION
COMMITTEE ON ASSISTIVE TECHNOLOGY

 

The undersigned applicant(s) warrants and represents that all statements, representations and warranties appearing hereon are correct, being made by him/her/them (and expressly replied upon by the National Federation of the Blind) to induce this National Federation of the Blind to approve his/her/their loan application. I/We specifically, additionally herein warrant, unless otherwise noted herein: That title to any collateral securing this loan is free and clear of all encumbrances and will remain so until this loan is fully repaid; that I/we do not have either a record or reputation for violating State or Federal Liquor Laws or Laws relating to Commercial Crimes.

Applicant Signature:
NOTE: Your full name typed in the boxes below will constitute you electronic signature and is contractually binding.
Date:
Your Name: (First & Last) Todays Date:
Joint Applicant Signature: Date:
Joint Applicant Name: (First & Last) Todays Date:

 

When this application has been filled out completely, please press the submit button below to complete your application.